how we budget: a miss money bags giveaway!


our family has been budgeting for a little over five years now. we use our own simplified version of the dave ramsey cash system. this means we budget every little penny we spend down to our toothpaste & underwear & place each category of cash in a separate envelope. once we run out of money in our envelopes for the month, we are forced to stop spending.

 we feel a lot of freedom in budgeting this way because we can predict what our expenses will be & we allot money for those monthly costs. it is also a way for us to save up for trips & projects that we otherwise wouldn't be able to do if we didn't budget & save money. 

when we first started budgeting, i carried around a thick stack of white, paper envelopes with a rubber band wrapped around them. it was a hassle trying to go through all of my envelopes when paying the cashier at a shop & the envelopes had to be replaced often. once i was fed up with that system, i purchased a cheap cardboard coupon organizer. that system wasn't my favorite either because the cardboard didn't last all that long & the money slipped out of the sections easily. i was stumped until i came across the miss money bag wallets on sara's blog. i connected with sarah about a year ago & soon after had a handmade cash envelope wallet of my own that i have carried around since.


sarah was generous enough to surprise me a couple of weeks ago with a new wallet sporting some new & improved features. i am over the moon for sarah's wallets. they're easy to use, very practical & they make the cash system actually cute. a huge upgrade from my stack of white envelopes & rubber bands. her wallets feature separate "envelopes" with an adorable little label on the front for writing each spending category. the new wallet design also has an awesome pouch with a zipper sewn in to make carrying around change easier. there are several pockets in the front for storing your debit cards, business cards & license. i also keep a little notebook in the back pocket for writing down lists of what i might need from the thrift shop or grocery store.


sarah contacted me not too long ago & asked if i would be willing to host a miss money bags giveaway for one of her wallets on my blog. i jumped at the opportunity because the truth is- her shop is one of my very favorites on etsy. i love her personal aesthetic, attention to detail & craftsmanship.


so, would you like a miss money bags wallet? we're hosting a giveaway of either a bifold wallet or cash envelope wallet of your choice!

all you have to do is:
1. follow miss money bags on facebook or instagram @missmoneybags
2. comment below with one way you save money & your email address

i will choose a winner this upcoming monday, september 16th, at 8:00 am. 

happy day, friends!
love,
natalie

p.s. sarah is offering 20% off to natalie creates readers! simply enter the code "NATALIECREATES20" to receive your discount from her shop! yay!

118 comments:

Kristi said...

Oh! I have been shopping around for a wallet for a while now for our cash system. We save the way you do but if we run out of an envelop, I take from another. With 3 kids, things just pop up! Plus, with our savings method, we might be able to have our little farm dream come true soon!

Teri H said...

Following her on Instagram! My best way of saving money is staying at home! Thanks for the opportunity to win one of these gorgeous wallets!

Ashley said...

Followed on Facebook! I save money by shopping ads & making menus and buying groceries by monopolizing on sales.

chelsea said...

Following, chelsealynngroves@gmail.com

I have bank envelopes in my wallet for my different categories. This wallet would be amazing!!

We save money by buying our kids off season clothes for our kids.

I also think just continually reminding ourselves everything we have is Gods and he is entrusting us to steward it well helps save money.

tiffany b said...

I LOVE the miss money bags wallets! I'm following her on instagram. Our family saves money by reusing and recycling whenever possible, things such as leftover food/ scraps, containers, clothing, magazines, etc. Getting creative with it is a daily challenge and reward!

soultospeakblog.com said...

Love her photos on Instagram - Sarah's kiddos are just too cute! I'm really excited because I just started a new job and there is free coffee in the common area. I'm looking forward to avoiding those daily coffee purchases that can seriously add up.

Ashley said...

Following on Instagram! We save money by purchasing the majority of my children's clothes through eBay or consignment sales. We get great deals, plus I love the hunt! Thanks for the chance to win!

Ashley said...

Oops! My email: mrsb04jc at gmail!

Amy said...

i'm now following both of you one instagram! (hendersweet). I save money by not paying for television and borrowing old seasons of shows from friends on dvd. I don't even miss it...it saves time AND money!

Amy said...

oops! my email address is amyhendershott@gmail.com

Bobbi Leigh said...

Wow! If I don't win (of course I hope I do!) I really need to buy one of these. We started a financial overhaul about three years ago when we were sinking in an ocean of credit card debt. This past June we celebrated freedom from that! It was a long hard process. I never want to be in that situation again. Even if you have no debt things come up and you really needed that 1200 in the bank to pay for a car repair. We are moving on to the next phase of our financial overhaul. Would love this wallet to keep our envelope system more organized (and pretty!). Budgeting is often seen as restrictive but in reality it's very much a giver of freedom. I don't have Facebook so thank you for not making that the only requirement like so many other contests do. I do love my Instagram though! My email is abmaust at gmail dot com.

Jessica Reese said...

Just started following her on Instagram! I have to agree with a comment above...the best way I save is by staying home on the days I'm not working! I'm looking for a way to start budgeting better...maybe this will be it! ;-)-

Jessica Reese said...
This comment has been removed by the author.
Erin said...

Following! egandy8@gmail.com

We do a loose version of the Dave Ramsey plan as well. I would love to have this!

April Knight | Worship Artist Ministries said...

Would love to win this (as I'm sure everyone else would as well). I save money by not shopping very much for clothes which I love, and when I do I always shop on clearance with a price limit of $10 on most items. Following @missmoneybags on instagram.

Mallory Eno said...

This year we're saving money by buying and preserving lots of produce while it's in season, to avoid going to the store (where we spend way more) as often, later in the year.

Anonymous said...

Following her on Instagram! I don't know if you consider this a money saving technique - I do! but I just started using two new apps on my phone. Receipt Hog and Ibotta. I also cook at home as much as possible! I love love love the wallet. Thanks! Hollie
hparker73@frontier.com

Michelle said...

Following on Facebook!
The biggest way we save money is meal planning. Now that I have done it for so long I can't imagine just waltzing into the grocery store without a plan!

Wyant.michelle@gmail.com

Hayley said...

This is so cute and so smart! I would absolutely love to win this amazing wallet! Having recently returned from serving 27 months in Ukraine with the Peace Corps, I am beginning my "grown-up" life and starting the budgeting process. So far I have learned to avoid clearance racks-just because it's only $8.00 does not mean that I need the cute shirt with birds on it! I definitely feel that a wallet like this would be very beneficial for a budgeting newbie like me and would start me off on the right track to budget success!

conch said...

Hello ! We save money by being very careful with food, planning our meals and NEVER throwing any food away- We also brew our own beer at home. As beer lovers that would take an important part of our budget. Beer is expensive in this country! Started like a hobbie and now has become part of our routine. Plus it's fun to surprise friends with a homebrewed beer. Conchi- conchirc@hotmail.com Followed on FB!

fawn & fern said...

hello, best giveaway ever! i need one of these lovely things cause my budgeting is still quite a work in progress! Nick & I try to not eat out too often cause that is a huge money sucker fo sho. I think a system like this would be tremendously helpful! my email address is torihouston@gmail.com

happy wednesday, Nat!

Jennifer said...

Following on facebook! jms007@email.uark.edu

I save money by only drinking water, especially when going out to eat. Sodas and tea can really add to a bill, and water is so much healthier!

Erin Van Genderen said...

Hooray for this lovely giveaway! I'm following her on FB and Instagram now.

I save money by bulk cooking, packing Andrew's lunch every day, and rarely eating out. We tried super hard to curtail spending last month and this was one of our tactics -- and it worked wonders!

Brooke said...

Following on Facebook. We have started riding bikes to save money on gas!

epplebrooke@gmail.com

Collective Imagery said...

Oh! It's like I'm reading my own story minus the happy wallet ending! Ha! We use a loose version of dave's system as well and it's phenomenal how much money is saved. It's so hard to stay on track but so worth it! Growing up my mom had a set of two wallets that had slots for coupons and money and I always adored them. I'm always on the lookout for a good way to store my cash and this wallet seems perfect!!

The way I cut costs in our budget is to coupon and add match as well as meal planning- we only buy what we will use in a weeks time. I also bulk up my pantry when I find really good deals on items that I know I'm going to use and that helps cut costs in the long haul.


Have a blessed week Lady! I love your blog!

Ragirl@gmail.com

Stephanie said...

Just started following her.
We save money by buying most items second hand, using cloth diapers and eating at home. We also brew our coffee instead of getting it at the coffee shop. Even if you spend a lot on a pound you are still saving a good chunk.
That wallet is awesome. Right now we are using mint.com I like cash and my husband likes cards. :) but then again I am the spender.

Melanie Launius said...

OH! Following her on IG. This would be amazing. Saving for me is an issue. I try to save money by not eating out as much and not shopping as often as I'd like. The main way I save money is putting my change in a large pickle jar. Getting one of these wallets would be ideal. mslaunius@yahoo.com Thanks Natalie and Sarah for sharing :)

Robin said...

Love love love this!!! I'm still learning how best to budget my money. :o)

This is my story said...

Followed on FB. We save by doing the cash system as well. It really helps keep on track with our financial goals. My email is rockinbonesmama@gmail.com

Anonymous said...

We sort our change and put it in separate containers. That is our wild and crazy money. It adds up quickly. In one year we saved enough for a trip to Disneyland with our kids. Diana farmgirl616@hotmail.com

Megan and John said...

Megan.gladden@gmail.com we save by thrift shopping for clothes and being creative with the last odds and ends in the fridge. Kitchen sink soup, anyone?

Sara said...

I have been following you on instagram for a while now, and this is the first time I've commented on your blog!

Food is definitely my biggest spending category. I love cooking food for friends and sometimes it feels like I shop for way more than just one person. The biggest thing I've done to save on groceries is taking a job at the natural foods store in my town. I automatically save 20% with the employee discount and I am more aware of sales, day olds, and ugly/cheap produce that needs a home. It's saved me a lot!

I use Mint to track my expenses, but I don't have a good method of how I've set my budgets.

saraefk AT gmail DOT com

Anonymous said...

Following on Instagram! I save money for my family of five by buying seasonal items in bulk and canning. (Since we can't garden!) We also did Dave Ramsey and I love it! Zebandamber04@yahoo.com

Shelby Caldwell said...
This comment has been removed by the author.
Shelby Caldwell said...

Oh man! Best. Wallet. Ever. I have been a single mother for the past two and a half years and recently became engaged. We are in the process of buying a home and this girl needs help on the budget front! I borrowed the Dave Ramsey Financial Freedom CD's from a friend and cannot wait to start this journey to live debt free. This wallet would help me and my family so much! My email is shelbyc85@gmail.com. Thank you!


Jess said...

Liked on FB! We also budget in a similar way, putting our silver change in the ashtray in the car for downtown parking meters. We save money by eating everything in the refrigerator, as Jessie Starbuck likes to point out. :) Turning leftovers into new meals or making them into lunch is one way we eat everything, and we also plan our meals.
Love your wallet girl, and love you too!

amanda t said...

I save by doing diy! When I need something (like a bookshelf) I ask around to friends who are taking things to Goodwill or I look on Craigslist and make what I want!

I am working on budgeting right now so this would be PERFECT! I'm following on Instagram & my email is amanda.dturnbo@gmail.com

el said...

I have tried to do the cash & envelope system until I had a few hiccups and I gave up too quickly. I'm really wanting to try it again and get back in control of my spending. I am ewanslow@gmail.com and these wallets are adorable!

Cate O'Malley said...

I practice the Dave Ramsey cash system too, and, like you, am looking for something to use instead of envelopes. Single mom of two, and the system allowed us to take a vacation earlier this year (first one in four years). Would love to win this. Following on IG. E-mail cate@sweetnicks.com.

Jennifer @ Her Southern Charm said...

Ok! Following on IG! ;) and you know my email, girrrrrl! ;)

Codie said...

My husband and I do the Dave Ramsey plan and are just about debt free! The cash system really helps us! I save money by limiting my exposure to pricey stores... of course I see something I like if I go... but I don't miss what I don't know about! =) Would love the cute wallet!
Codie Ryan
codieliz@cox.net

Jessica said...

"Liked" on Facebook.
One of the many ways we save money by not having the internet at home (I use it at my parents' house) so I'm not tempted to just browse and find cute things to spend money on.

I don't want to put my email address here because I don't want spam email.

liz said...

We're fortunate to live close to a more progressive library for our area. They have an amazing and large selection of donated and discarded used books, as well as an area with donated magazines for the taking. I keep a few little jars for loose change around our home and limit myself to taking a small thrifted change purse of coins for purchasing books when we visit. I've come home with a few awesome whole foods based cookbooks and fun vintage books for our kids on more than one occasion. They also host painting classes for around five dollars a session, free music concerts under the gazebo and so many great activities for the kids (bubble shows, dinosaur fossils, you name it). Next year we will participate in their seed library program to further our garden production, and our son will join their free Lego club when he turns five this Halloween (he's so excited!). We really are blessed that this library is available as a place to please our wants for little indulgences (buying the books/free magazines) and also gives us an opportunity to socialize and do extracurricular activities without guilty costs.

P.s I'm now following along on Facebook and already feel inspired looking through her posts

elizabethamarchese@gmail.com

sk said...

Following on Facebook. I love this idea. I've been wanting to try the cash system for a while now! I'm not great at saving money but I try to shop in bulk, buy whole rather than processed foods, and stay out of stores!

sarahkeith.valentine@gmail.com

Kayla Lames said...

Followed on facebook!
We use the envelope system to stay on budget. I carry our envelopes all around with us. I would absolutely LOVE to have one of these awesome wallets!

liz said...

pps: For all the picklers/preservers out there: Costco (at least here in NJ) is selling a mega! sized jug of distilled white vinegar for under four dollars.

Kara McElyea said...

I save money by running with Natalie :) instead of joining a gym.

unusualform (at) gmail (dot) com.

Courtney said...

Liked on facebook.

In the literal sense I take money from my paycheck and put it in our savings account first. That money is then gone. I pick a set amount and it's transferred every payday. Sometimes we have to tap into it, but once that balance starts growing you try and spend less to see how much higher it goes.

In the tips and tricks sense I try and plan at least one or two super cheap meals a week to offset the cost of my husband's expensive food taste. I put items in my online carts and wait a week to see how much I still love it to reduce impulse buying.

amelia said...

We cook at home 99% of the time, although we could certainly be better about meal planning. Also, neither my husband nor I have credit cards, so if we're going to buy it, we have to actually have the money for it :)

Michelle said...

Liked on Facebook! I've been meaning to make a wallet similar to this for months but haven't got around to it. This looks way better than what I could do! I stick very closely to my shopping list of needs and try not to impulse buy "wants". We plan ahead after carefully considering how that want will fit into our life. Thanks for the giveaway.

amy said...

Oh this comes at a really good time for me. chris and i were just talking about trying to use this system. we save money by owning one car, buying used as much as possible and living within our means (we don't own any credit cards!) thanks for your never ending inspiration nat! i truly want to be you in the budgeting department! i have always admired your discipline with money and meal planning. if you ever teach a class on this i am coming your way! xoxoxo

a day in the life of a davis said...

Love these wallets. I save money by always trying to buy second hand rather than brand new. Clothes, shoes, books you name it. I search craigslist, thrift stores, and second hand bookstores. Love your feed Natalie.
Jm.cldavis@gmail.com

katie witherow said...

Followed on instagram!

I'm a college student, and budgeting has become a huge part of my everyday. I'm still learning, and your posts inspire me to be more meaningful with how I spend my hard earned cash! Thanks so much for your sharing and this giveaway! (:

Katie

Crystal said...

Following on Facebook! I save money by knitting and sewing things for my lil guy (9 months). I love the cash envelope system and have been crushing on these wallets since Sara at Walk Slowly Live Wildly blogged about them. Please pick me!

Jen said...

Followed via Facebook! I save money by using coupons in the catalogs you receive in the mail!

jennybelieves@gmail.com

Dee Stuart said...

Following her on instagram and facebook :)The biggest way we save money is meal planning and my hubby makes his lunch and takes it to work we have to be careful with 4 kids I would love a wallet it would help separate my cash out each week for food ect they are gorgeous looking wallets :)

devon said...

Following her on Instagram. One way we save is use a budget chart. I know exactly how much out of each check we need for every bill to be paid in full. Anything extra goes for "fun" or savings. So far it's worked out perfect for us.

Devon!

Amy :) said...

I cold so use one of the cash envelopes... our Dave Ramsey one is worn out! I followed her on instagram (artbyameliakay), and my email is mattswife1990@gmail.com. We save money lots of ways... price matching the fresh produce deals at Wal-Mart, buying clothes on half-off day at Goodwill, and buying dry beans & oatmeal from bulk bins are some of our favorites. :)

emma said...

The best way we save $$$ is by cooking meals at home and bringing leftovers to work for lunch!

Amanda Buck said...

We too have followed Dave Ramsey's plan:-) I'm following on both FB and Insta! buckac32@gmail.com

Sammi Jones said...

hey lady, saw your post on facebook and decided to stop by! i could definitely use some tips in the budgeting department... i hadn't heard of the cash system before and it sounds like a great idea. i impulse buy a lot of things (in grocery store, at vintage shops...) and it would help cut back on that. one way i try to cut down on spending is by only using my tip money. although that doesn't always work out. i need to be a better planner as well. if will & i don't have a set plan for dinner, we'll end up ordering chinese :/ oops!

also, i liked miss money bags (hah great name) on FB.

lovely blog, miss natalie! :)

sammijheygirlhey at gmail . com

lisa miller said...

i don't save money :( that's why i need a wallet like this. been saying i'll do the cash system for a long time, and i just haven't started.

rebecca said...

love everything about this post and giveaway! The wallets look darling and I like your budgeting system. We try to limit our personal spending (like for clothes and hobbies) by giving ourselves small allowances each month.
Unfortunately I'm not on facebook or Instagram, but will definitely add the etsy shop to my favorites and check-in often!

Ky said...

Miss Money Bags wallets are wonderful! What a great way to stay organized and save. I followed her on Facebook.

lilangel22488@juno.com

Cassie said...

I save money by using netflix instead of cable, and utilizing our public library instead of buying new (or even used) books!

cassie_ohh@hotmail.com

Ellen said...

Following on instagram! Meal planning is the best way I am able to budget and save money. I also put a set dollar amount into a 'sinking fund' every month, so that when I have a non-regular monthly expense come up, I don't have to mess with my normal monthly budget :) I'm a part of a 'no-spend challenge' on a message board and it is good motivation for consolidating expenses and thinking about purchases instead of impulse spending ;) Email address is blissmonkey80@gmail.com. Great giveaway!! I've been admiring these for quite awhile!

Jessica Reese said...

First I forget to leave my email, then I go back and leave the wrong one! Soooo.... My email is actually jkreesern@gmail.com ;-)

kelly said...

Liked on FB! :0)

My family saves money by living without a television. For entertainment we spend time outdoors, read books, talk, play games, or spend time on the computer. Being television-free not only saves us from a monthly cable bill but also encourages us to spend time together!

withlovefromkel(at)gmail(dot)com

La Wood said...

Following on IG!
I try to save money on anything because I have a part-time job and do not earn much money, it is just enough for food (for me, my hubby and our 2 fatty cats). I try to save some money for emergencies (such as dentist...) and any time I sell something from my etsy shop I keep that money to buy me clothes and things I like.

sitting-room@tiscali.it

Gina said...

We save money by using coupons, eating locally when possible, spending time together instead of money...living generally very frugally.

The Five McKays said...

ooooh, following her on instagram, what beautiful wallets! We do whatever we can to save money, which seems to go hand in hand with being kind to the environment - buying clothes second hand, driving less, gardening, raising our own chickens and more recently we've been using cloth wipes instead of toilet paper.....

thanks for the chance to win such a great wallet!

erica

Hope Curtsinger said...

love this! always looking for new ways to save money & tools to help do so! followed on fb & ig! one of my favorite ways to save money is to try to recreate our favorite restaurant dishes at home! saves money from going out and gives quality time with my husband! double bonus! thanks for doing the giveaway! xoxo

hope.curtsinger7@gmail.com
ohtasteandsee7.blogpsot.com

Janis Scobee said...

I follow on Instagram & Facebook. I need a cash wallet like this! Our family saves money by eating more often at home rather than eating out. It has saved us tons plus it's healthier! My email is Janis.scobee (at) yahoo

Christy @ MCH PHOTOGRAPHY said...

Love this, I am trying the dave ramsey method, plus I am a big couponer and have been using paper envelopes. It would be awesome to win one of these.

Christy @ MCH PHOTOGRAPHY said...

I am following on Facebook

Christy @ MCH PHOTOGRAPHY said...

I am also following on IG

foreverambie said...

What a cool idea! I would love to save more money in general, but also to start stashing money away for our 2 year old daughter's future-college, etc. I will have to check out the Dave Ramsey Method, I did something similar with my allowance when I was a kid:)
foreverambie@yahoo.com

Kristin said...

We also use the Dave Ramsey system...going on a year now & I still haven't found a good system for the envelopes. This would be perfect!

Cass Jordan. said...

Natalie - I am smitten with Your budget and money saving posts! You & Your Husband have inspired MANY changes in Our Home!

One of the ways I save my Money with my Seven Year Old Son is the month prior, we decide on four activities for the month that are free (or close to free) and he gets to pick one activity or field trip of his choice that we will budget for. This way, we have plenty of things to keep us busy and he helps plan AND gets to pick out something special to look forward to during the month!

thiskindofhappiness@gmail.com

Cass Jordan. said...

I am also following Sarah & You on Instagram :)

k said...

We don't buy anything processed, buy everything we can second hand, and limit our eating out. We've been wanting to move to a cash system- these wallets are brilliant and would definitely help. One is, unfortunately, not in the budget(!), but I would LOVE to win one!

k said...

Ahem. Forgot my email.(bowes.kat at gmail)

Keith said...

I NEED this wallet. My sister has been using her Miss Money Bags wallet for some time now and truly enjoys it! I love the new Aztec print and string closure around the wood button. I save money by cooking meals at home and not eating out as often as possible.
keithcaudle@gmail.com

Kathy said...

I'm following Sarah on Instagram. :)
kathleen.m.mullins@gmail.com

I save money by making my own laundry detergent, using cloth napkins instead of buying paper ones, and (this is a new one for me) packing my lunch every single day!

Lindsy F said...

I would love to win this! I save by cooking at home, I pack everyone's lunches and snacks from home. Save's a ton!

Awbree said...

I buy all the kids clothes and toys consignment. We also use a tight budget. When it's gone, it's gone! Thanks Natalie!!

Debbie said...

I make my own household cleaning products, and find they are just as good as the stuff I used to spend lots of money on!

At the moment my envelope system involves little ziplock bags, so I would love to win one of these gorgeous cash envelope wallets!

Following on Instagram.
Silversign at hotmail dot com

Allison S. said...

Those wallets are so cute! I have been wanting to try this money saving method for a while but I'm a little scared of it. Maybe a cute wallet will help tip the scales. (What can I say, cute accessories are good bribes/ motivation) Right now we are trying to cook more and not eat out. We eat out A LOT! I'm following on instagram and look forward to seeing more wallets and designs! Thanks for sharing this give away!

Anonymous said...

what a delightful wallet. I've been wanting to try a budget and I think this would give me the courage to try. :) as for saving money, we don't eat out very much and I can a lot during the summer gardening months. I also buy as much of our clothes as possible at second hand stores and this saves us a lot of money. also the rule of keeping things simple and basic with our wardrobe is easy on the wallet and moms brain. :) Thanks for offering this giveaway. Rachel @ erhelmuth@aol.com

Nina said...

I was just looking at these adorable wallets! One way I save money is meal planning! I plan our meals for the month and make shopping lists on a weekly basis. I have a whole system. It saves us hundreds of dolars a month! It really helps us save. My email is nlafountaine(at)gmailDOTcom

Kathleen said...

Wow, I love these! We have just been talking about starting a cash budget system lately and this would really inspire me. I liked her on Facebook! We save money by doing without extras like cable, reusing all we can, and limiting eating out.

katalexandra at gmail dot com

Danielle said...

I just started following on Facebook!

Danielle said...

I save money by making my own household cleaners, using baking soda, and a Norwex cloth for cleaning my home.

offcape said...

We (my husband and I) meal plan weekly, budget, give (because most of us really do have so much), and are open and respectful about each other's wants and needs. It works for us!

Thanks for the opportunity! Great giveaway!

offcapeblog@gmail.com

Lavinia said...

What a cute wallet! I love it and would love to have it. I'm following her on Instagram.

I'm single and I live with my parents so that alone saves me loads of money. So I save money by not going clothes' shopping too often (only every 3-4 months) and definitely by avoiding window shopping cause that always makes me spend money I hadn't planned on spending. I also have a budget for how much money I spend when I go out every month, and I try not to go over it even though that means sometimes I have to decline an invitation to spend time with my friends.

Lavinia said...

OOps I forgot to write my email address: lavi_buz@yahoo.com

BrendaLee said...

Make cards!
blmfoley@gmail.com

emily o. said...

How beautiful! Would love to have one. We don't eat out much (maybe a couple date nights out a month), and we shop at thrift stores (which I really love and enjoy!).

SusanK said...

Following on facebook. I joined a local Timebank last year. Timebanking is a network that connects members to each other to facilitate exchanges of skills and abilities for hours earned. I've been able to earn hours by offering home and garden help and have "spent" my hours on vacation garden sitting, birthday cakes and furniture repair. It's a good way build community while saving money.

Helen said...

The two biggest ways we save money are by price matching for groceries and buying everything else we need at thrift stores, flea markets, etc. unless it needs to be new for some reason. :) We've found that if we make a list of the things we need and keep an eye out, we often find what we need sooner or later, even if it would be 'easier' to go out and buy it brand new. Plus, thrifting is my favorite.

My email is amaramorgana at gmail.com. :) These wallets are amazing!

Anonymous said...

I am following on Instagram! I save money by having fantastic clothing swaps with friends. (Email eelizabeth54@hotmail.com)

Elizabeth

Renee Alam said...

I would love,love,love to win this!....my husband and I were just talking the other day about how we really need to set up a budget and unfortunately buying this wallet right now would not fit in our budget but I could see it really helping b/c you would only need to open each section when you need to pay for something from that particular category and it would let you see where you spend most/less by the end of the month. My best money saving tips....cook at home.....you get so much more food for your money & don't buy your cookbooks,either, look online at food blogs or check them out from the library and if they don't have the titile you want, request it..that's what I always do. :)

Renee Alam said...

ps-I'm following her on instagram ;)

Anonymous said...

What a great and pretty motivator to remain mindful of spending.
Every month, I clean my friend's chicken coop keeping us in eggs throughout the year! Happy, healthy eggs!
lisacolquhoun at hotmail dot com

kristiwebb said...

I am following her on Instagram! Such wonderful creations. :)

Me and my husband save money by sharing one car! It's good for the earth and our wallets! :)

With love,
Kristiane
kristianewebb@gmail.com

Najd M said...

Followed!

I save money by putting a little amount of my monthly salary in a jar.
And by shopping in thrift stores!

Najdmousa@gmail.com
xx

Anonymous said...

I've added missmoneybags to my Instagram :)I love clothes and fashion. I never pay full price! I like to make a game of finding the same thing I want at a much cheaper price or I wait for sales. Its a game for me ;)I've been in love with her wallets for a while now. It would be wonderful to have one :) Thanks!!
Colleen Stewart
lakegeorge13@aol.com

Anonymous said...

Following her on Instagram! Besides being a treasure hunter at thrift stores and estate/garage sales, I coupon and grow some of our own food. I could put that wallet to good use! :)
Thanks!
Sara
Ewoogerd@yahoo.com

Suzanne said...

Wonderful giveaway! Thank you! I'm not following on instagram. We save money by rarely eating out - we almost always eat at home.

Casey said...

following on instagram! :) my favorite way to save money is to thrift....everything! I love buying secondhand. There are real treasures out there waiting for a good home.

casey.visser@gmail.com

Anonymous said...

My hubs & I are about to try the "envelopes/buying with cash" & these wallets make me *way* more excited about that! Currently my favorite way to save money is shopping secondhand shops -however, the real truth is that I love thrifting and the fact that I am saving money is a bonus! P.S. now following on facebook.

lemon.monroe@gmail.com

Irish Cruikshank said...

I follow her on instagram and fb. I use a cash envelope system and would live one of her wallets. Using cash only really keeps us on track. You can't spend what you don't have!

KristenD said...

Follow her on Instagram.
We made the decision to garden with my dad and his wife this year so we could have more produce. We haven been canning, freezing and dehydrating our pickings for this coming winter. We also joined a CSA during the winter months for fresh produce and to save money on our groceries. After we took our Dave Ramsey class we went to the envelope system. This helped us pay for our wedding in cash and still have extra money. :) We use our paper envelopes every week for groceries, eating out, and extra spending. We recently hired a financial advisor to help us make wise choices to paying off our student loans and how we can prepare our family in the future.

BecMama said...

Followed on Facebook. One way we are saving money is by living with my in-laws while we build our house. I do most of the cooking so we shop the ads, eat venison instead of purchasing beef, and garden.

BecMama said...

Also followed on instagram. My email is: becclynn@hotmail.com

Taylor said...

Followed her on instagram. My husband and I have struggled with how we manage our finances for the past 7 years. We made many poor unwise choices with our money. It wasnt until recently having a baby and quitting my job that we were 'forced' to change our ways. We started the Dave Ramsey envelope method and it has been such a blessing. We have learned to be wiser with how we save and spend. We save by using coupons for groceries and I thrift and go yard saling whenever possible. i love it. :) my email is bride2bee@msn.com

dreadybetty said...

I love these! We (me, my husband, and our daughter) save money by making, mending, or receiving almost all of our clothes secondhand. Fashion is such a big part of consumer culture, so it's an interesting exercise.

I followed missmoneybags on IG. Thanks as always for a lovely blog post!

Anna
dreadybetty(at)gmail(dot)com

hhawkins2012 said...

These wallets are so cute! We use the cash system, too. Some time soon, I'll have to upgrade from my plastic, $1 Target mini-file. :)

01 09 10 11 12
Blogging tips