our family has been budgeting for a little over five years now. we use our own simplified version of the dave ramsey cash system. this means we budget every little penny we spend down to our toothpaste & underwear & place each category of cash in a separate envelope. once we run out of money in our envelopes for the month, we are forced to stop spending.
we feel a lot of freedom in budgeting this way because we can predict what our expenses will be & we allot money for those monthly costs. it is also a way for us to save up for trips & projects that we otherwise wouldn't be able to do if we didn't budget & save money.
when we first started budgeting, i carried around a thick stack of white, paper envelopes with a rubber band wrapped around them. it was a hassle trying to go through all of my envelopes when paying the cashier at a shop & the envelopes had to be replaced often. once i was fed up with that system, i purchased a cheap cardboard coupon organizer. that system wasn't my favorite either because the cardboard didn't last all that long & the money slipped out of the sections easily. i was stumped until i came across the miss money bag wallets on sara's blog. i connected with sarah about a year ago & soon after had a handmade cash envelope wallet of my own that i have carried around since.
sarah was generous enough to surprise me a couple of weeks ago with a new wallet sporting some new & improved features. i am over the moon for sarah's wallets. they're easy to use, very practical & they make the cash system actually cute. a huge upgrade from my stack of white envelopes & rubber bands. her wallets feature separate "envelopes" with an adorable little label on the front for writing each spending category. the new wallet design also has an awesome pouch with a zipper sewn in to make carrying around change easier. there are several pockets in the front for storing your debit cards, business cards & license. i also keep a little notebook in the back pocket for writing down lists of what i might need from the thrift shop or grocery store.
sarah contacted me not too long ago & asked if i would be willing to host a miss money bags giveaway for one of her wallets on my blog. i jumped at the opportunity because the truth is- her shop is one of my very favorites on etsy. i love her personal aesthetic, attention to detail & craftsmanship.
so, would you like a miss money bags wallet? we're hosting a giveaway of either a bifold wallet or cash envelope wallet of your choice!
all you have to do is:
2. comment below with one way you save money & your email address
i will choose a winner this upcoming monday, september 16th, at 8:00 am.
happy day, friends!
p.s. sarah is offering 20% off to natalie creates readers! simply enter the code "NATALIECREATES20" to receive your discount from her shop! yay!